Insurance agents and brokers

Strong job outlook

Overview

Insurance agents and brokers sell life, automobile, property, health and other types of insurance to individuals, businesses and public institutions. Insurance agents are employed by individual insurance companies or are independent representatives of specific insurance companies. Insurance brokers are employed by brokerage firms, or may work in partnerships or hold sole proprietorship. Supervisors of insurance agents are included in this unit group.

This group performs some or all of the following duties:

  • Sell automobile, fire, health, life, property, marine, aircraft and other types of insurance to clients

  • Establish client insurance coverage, calculate premiums and establish method of payment

  • Provide information concerning group and individual insurance packages, the range of risk coverage, benefits paid and other policy features

  • Ensure appropriate forms, medical examinations and other policy requirements are completed

  • Monitor insurance claims and respond to clients' enquiries

  • Identify and solicit potential clientele.

Job titles

  • automobile insurance agent
  • automobile insurance salesman/woman
  • district supervisor - insurance office
  • field agent - insurance
  • fire insurance agent
  • fire insurance salesman/woman

Employment prospects

Source: BC Labour Market Outlook 2024 edition

Annual salary

Low

$43,798

Median

$62,088

High

$91,683

Job openings

Use this interactive map to explore job openings in different regions across B.C.

Strong job outlook

British Columbia

2,493

expected job openings (5-year forecast)

Education and training

Employment requirements

  • Completion of secondary school is usually required.

  • On-the-job training and insurance industry courses and training programs are provided and are required for employment.

  • Licensure by the insurance governing body in the province or territory of employment is required.

Additional information

  • Progression to insurance management positions is possible through experience.

  • Completion of educational programs through the Insurance Institute of Canada entitles agents to professional recognition as a Chartered Insurance Professional (CIP) or a Fellow Chartered Insurance Professional (FCIP).

  • Completion of educational courses through the Financial Advisors Association of Canada (Advocis) allows for various levels of professional designations for insurance and financial advisors.

Certification requirements

Mandatory: You need the following certification to practice as Insurance agents and brokers in B.C.

  • Insurance Council of British Columbia - Insurance Brokers

Insurance Council of British Columbia - Insurance Brokers

Confirm with the certifying body that your intended program qualifies you for this certification.

To work as an insurance agent, salesperson, or broker in B.C., you must be licensed by the Insurance Council of B.C. Eligibility is achieved by meeting education and licensing requirements.

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Post-secondary programs in B.C.

No post-secondary education required

No post-secondary education required. You can work in this career without post-secondary education. Some on the job training may be provided. With additional training or experience, you may be able to progress into higher level, supervisory or management positions.

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